Here are some things you can do to reduce your chances of being victimized by identity theft:
- Check your bank, credit card, and similar statements monthly. Make sure you receive them, and make sure the charges are yours.
- Immediately call your bank or credit card company if you don't receive your bill.
- Consider registering with the Direct Marketing Association to refuse any unsolicited credit offers.
- NEVER provide account information over the Internet or the telephone unless you originated the call and unless you are absolutely certain of the party you are speaking to.
- Rip up receipts if you will not need them for warranties or returns.
- Shred any unwanted credit, loan, or credit card offers - or at least cut them up with scissors - before putting them in the trash.
- Do not give out your real name or other personal information in Internet chat rooms. Use a screen name.
- Do not authorize others to use your credit cards. They may not take the same care that you do.
- Deposit mail in a U.S. Postal Service mailbox.
- Make sure your mailbox is secure.